Business - What's that without your talented team?
Worried about the rising cost of healthcare? Your business relying on a pool of talents who play an integral role in their own ways to the business and are family?
Wish to provide your valued employees and their family with protection against healthcare costs and uncertainties?
Leave the welfare of your employees to us as you grow your business!
With a comprehensive suite of solutions to meet every unique business needs in any industry, we assure you that you can find exactly what you need and more! We aim to bring to you, your valued employees and their family a peace of mind, ensuring their welfare and healthcare needs are taken care of.
Our clients who have onboard their team with us have benefitted greatly, as we convert uncertain costs to certain costs, lower absenteeism, and boost productivity.
Your Human Resource team can focus on running the operational aspect of your business, while we take care of your team through our health and wellness initiatives!
Reach out for a non-obligatory consultation!
Business & Estate - Case Study 1
Wealth Leakage thru Estate Duty
At its peak, his portfolio, which consists of significantly US stocks, was valued at USD$3m
Source: The Straits Times, 3rd June 2001
Upon death, estate duty was assessed at 55%, amounting a total of USD $1.65m in estate duty. When the tech bubble burst, value of stocks were less than the tax payable.
If you are a beneficiary, will you raise USD $1.65m to pay taxes to get back a lesser amount?
Ever considered the complexity of your wealth and estate portfolio and the implications it has on your loved ones?
One negligible mistake today may have a dire implication to your loved ones.
When was the last time you reviewed your portfolio and assessed the risks of your assets, both locally and overseas, and the risks of your liabilities, both locally and overseas?
How often are these assessed with a professional, be it a lawyer, tax adviser, financial consultant, accountant?
You have worked hard all your life, so why not finish well with a lasting legacy to last future generations?
SERVICES BEYOND MEASURE
In our years of experiences working with business owners across varied industries, they all have something in common. They all require a corporate secretary, an accountant, tax adviser, and wealth and estate planning consultant. Our team understands the importance of the services these respective roles provide for the business, and how our services complement theirs in ensuring that the financial health and estate are routinely reviewed, kept up-to-date, and ensure the objectives are met.
PROBLEM ---> SOLUTION
Our team takes a step back, seeks consent from our clients to work with their complementing advisers, to assist them in analysing their financial health, source for ways to stay leveraged by taking calculated risks, and ensuring that their legacy and estate are well planned for, not only for the sustainability of the business and livelihood of their dedicated team of employees, but also legacy protection (Assets and Liabilities), legacy preservation, creation, enhancements, and distribution.
Our team, in our years of experiences working with clients from various industries, have worked out a proven system to ensure that owners of small medium enterprises here in Singapore are able to meet the above objectives, as they focus on growing their business. In addition, we work closely with our legal partners, to ensure that your will are drafted as your intentions.
Hop in on a 20-minute strategy discussion.
Estate Planning, Beyond Generations
Priscilla starts every year with a review and deep analysis of her own, her family's, and her business's financial health, followed by taking massive action throughout the year to leverage all viable financial instruments.
As a Certified High Net Worth Adviser and Business Risks Specialist, she extends the same service to all her clients and wants the same for you.
Go ahead to ensure your wealth transcends beyond generations, and towards social causes you are deeply about, and leave this world a better place than how we found it!
WHAT WILL YOU LEAVE BEHIND?
As owners of small, medium enterprises in Singapore, how often have you heard of your fellow business partners crafting a foolproof, routinely reviewed legacy that will outlive themselves, and meeting these objectives?
Protect the assets that the business has built over the years
Protect their families from any business liabilities that may fall onto their estates
Ensure compensation in the event of their passing, for the family to tide through and cover for ongoing living expenses
Ensure the continuity of business revenue and income, which allows for both enhancements and creation of legacy
Certainty in their plans for business succession, and having full faith in the incoming successor that the business will run as well as before, or better
How do they ensure equal distribution of legacy in the event of their premature passing, based on a culmination of the assets, liabilities, both in personal and business capacity, for business partners and the loved ones they left behind.
POTENTIAL PROBLEMS
Businesses are sold at way below valuation due to premature death of the business owner, because no succession plans were made
Partners not seeing eye to eye on issues when such situations occur, and they cannot come to an agreement on how the families of their partners should be fairly compensated for the work and time they have dedicated to the business
Cases of family businesses still in operation, and yet family members cannot agree on the directions forward, and each falling out, with huge investment funds being pulled out, affecting the business
I work with a team of business partners, when I go, I am assured that the business will continue to be well managed by them.
Ready to Embark on your Journey?
Leave a Positive Legacy Behind Today!
Schedule a Strategizing Session with Priscilla Now!
Priscilla has been blessed with countless opportunities to meet with so many amazing and inspirational individuals in her career.
At age 33, aside from the five pillars of goals that she reviews yearly, she set herself towards a clear estate plan (following the business and financial assessment of potential risks): To leverage platforms and instruments that generate a passive annual income equivalent to her annual household expenses. She is now 20% on track to building her passive income, with her instruments yielding an average of close to $36,000 yearly.
Opportunities do not come by often. Be ready for it when it knocks at your door.
Our team looks forward to having you onboard our community! Experience how different wealth and estate planning tools and platforms could elevate your financial standing, earn passive income, and free up more time for you to do the things that matter! Leave us your contact and we will get in touch for a non-obligatory strategizing session with you!
Unless you know the exact date and time you'll die, you will unlikely spend all that you have made in your lifetime overnight. Neither will you have your loans and liabilities fully financed and paid for the purpose of leveraging. The question then is, how will these assets and liabilities be preserved and equalized at the point of death?
“Starting a business is tough, maintaining a business is even tougher.”
Our team, in our years of experiences working with clients from various industries, have worked out a proven system to ensure that owners of small medium enterprises here in Singapore are able to meet the above objectives, as they focus on growing their business.
Schedule a Discussion With Us Today and Find Out How To Safeguard Yourself, and All that You Have Worked Hard For!
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I WANT TO BE CERTAIN of my Purpose in this life and leave a positive legacy behind, in Xponential ways!
By the time we retire, we would have worked at least 40 years of our lives. We would have tasted the joy, the sorrow, the heartwarming and heart-wrenching moments of life. Half of our lives invested in our careers, and yet, not many are certain the legacy and impact they live behind when they pass. Because we do not know when we will depart this world we live in, we would unlikely have balanced our assets and liabilities, tangible and intangible, in a way that not only ensures our passing will not be a burdensome one to our loved ones, but that the legacy soars beyond yourself, leaving the world a better place than when we found it.
